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Sprawling farm landscape




Dairy Farm Insurance

Dairy Farm Cow Grazing

Grain Farm Insurance

Stalks of Wheat on Grain Farm

Fruit & Vegetable
Farm Insurance

Apples in a Crate on Apple Farm

Crop Insurance

Farmer Holding an Ear of Corn

Pollution Insurance

Oil spill representing environmental pollution

Your First Choice for New York State

What keeps you up at night? It’s the same thing that keeps up, as well. If you’re not protected properly and a disaster happens, we want to make sure that we did everything we could to make sure your investment and livelihood is protected.

At Farm & Country Insurance, we understand this simple truth: Farms and agribusiness companies are the backbone of our country. Since 1984 our farm insurance agency has been helping farmers across New York State mitigate their risks through farm insurance and risk management services. We understand the unique risks of the farming industry because at Farm & Country Insurance, that’s all we do. We insure farms of all sizes and types including dairy farms, grain farms, fruit and vegetable farms, and agribusinesses. We also provide crop insurance so that farmers can take advantage of this federally funded insurance program.

Providing New York with Farm Insurance including Cayuga County, Auburn, NY, Aurelius, NY, Brutus, NY, Cato, NY, Conquest, NY, Fleming, NY,  Genoa, NY, Ira, NY, Ledyard, NY, Locke, NY, Mentz, NY, Montezuma, NY, Moravia, NY, Niles, NY, Owasco, NY, Scipio, NY, Sempronius, NY, Sennett, NY, Springport, NY, Sterling, NY, Summerhill, NY, Throop, NY, Venice, NY, Victory, NY, and many more areas in the region.

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How to Prevent a Barn Fire

Our latest Blog article, "How to Prevent a Barn Fire" is an important read. We hope you'll download the printable version of the article and have all of your employees review it.

Learn More About Our Coverage Options


If you own a NY dairy farm, insurance is vital to keep to give you peace of mind in the event of loss. Farm & Country Insurance offers comprehensive insurance coverage and competitive pricing to make sure you are covered in the event of a devastating loss. Learn More


Our farm insurance agents take time to identify potential loss exposures to your grain farm and select the right coverage necessary to ensure that you’re covered from losses such as grain dryer fires, rental expense for burned machinery, and more. Learn More



At Farm & Country Insurance, we understand that no two fruit and vegetable growers are the same, so why would your insurance be? Determining the right type of insurance coverage for your orchard, vineyard, or vegetable crops can be complex. But, rest assured that we’ve been insuring NY farms for decades with great success. Learn More


The Federal Crop Insurance Corporation (FCIC) program is a public-private partnership between the federal government and private insurance agencies and protects farmers from large losses. Farm & Country Insurance is experienced working with the FCIC program. Learn More


Not all pollution incidents are covered under vehicle and farm insurance policies. You could be at risk for having to pay for damages out-of-pocket – whether it's an overturned truck of milk that runs into a stream, or a chemical barn fire. An Environmental Insurance policy from Farm & Country Insurance can close these and other gaps in your coverage. Learn More

Grain Farm Tractor Sowing Crops


Farm & Country Insurance understands the agribusiness industry's unique risks to provide the coverage you need. The agribusiness industry includes a wide range of different types of companies that are involved in all of the steps required to send agricultural goods to market such as production, processing, and distribution. We also pride ourselves in keeping abreast of the industry's ever changing regulations so that our agents can better serve your insurance needs. Businesses we serve

  • Farm machinery manufacturers

  • Packaging and food processing companies

  • Agrichemical companies

  • Agribusiness Personnel Specialists

CONTACT our agribusiness insurance pros today.


Did you know that not all pollution incidents are covered under vehicle and farm insurance policies? Situations such as your truck of milk overturns and runs into a stream, or your chemical barn catches on fire and leaves an environmental hazard to surrounding properties. Our Pollution Insurance, also known as Environmental Insurance, can close gaps in your insurance coverage.

Fire truck on scene of an environmental pollution spill in a parking lot
Farming Fields


“We recently had a sprayer damaged in a collision and needed to rent one quickly to finish the application.  Fortunately, Farm & Country Insurance had added ‘Extra Expense’ to our policy years ago, so the insurance covered the cost of the rental unit.”


“When milk prices continued their slump for yet another year, Farm & Country Insurance was proactive in helping us keep costs down. Without us asking, they secured a better rate on our farm insurance to help us through the tough times. It’s good to know that the agency has truly partnered with us and looks for ways to keep our peace of mind in line with our cash flow.”


"Whether I call the office to talk with Wendy or Audra, or call my agent direct, I get the same excellent service.

It’s reassuring that my requests always get tended to quickly with the team  approach that Farm & Country utilizes."


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Mitchell-Joseph Insurance logo

Protect yourself, your home, your assets, and your business with customized insurance plans from our parent company, Mitchell-Joseph Insurance Agency. Our family business has been providing protection and expertise to our communities for more than 50 years. We represent 24 insurance companies—not just one—which gives us the ability to provide you with competitive quotes so that you can gain far greater control and buying power over the policies you need. To see a complete list of all of the types of insurance we offer, visit out Coverages landing page.

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